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Family & Children
Guides on baby affordability, how much to save before a child, and the nest-egg path through 18 and university. Use them with the Growing a Family calculators.
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Can I Afford to Have a Baby?
Can you afford a baby? Test childcare, parental leave, recurring costs, housing, savings and future goals before you decide.
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How Much Money Should You Have Saved Before Having a Baby?
Learn how to estimate baby savings using the Nest Eggs for a Child calculator: living costs, inflation, age-related increase, yearly adds, and a separate university nest egg.
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All Family & Children guides
What will a baby or a child do to household finances?
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Home & Mortgage
Guides on the true cost of owning a house, extra payments versus savings, and the payoff path. Use them with the Buying a Home calculators.
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Mortgage Payment vs. the True Cost of Owning a Home
The lender quote is P&I. Housing cost adds tax, insurance, PMI, HOA, and upkeep. Cash to buy sits before the first payment. Run it in Can I Get a Mortgage.
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Should I Pay Extra on My Mortgage or Keep the Money in Savings?
Should extra cash go to your mortgage or savings? Compare your mortgage rate, emergency fund, liquidity, investment opportunity, job stability and near-term family costs.
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All Home & Mortgage guides
What will the house really cost — and should extra cash go to the loan?
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What the house actually costs once tax and life sit beside the payment
Can I Get a Mortgage separates P&I from housing cost and shows whether a buffer remains. Already have the loan? Use Mortgage Payoff for time reclaimed.
Whether everyday expenses raid a savings goal
Will the Goal Survive raids emergency and other savings first. The earmarked pot is last. Use it when a house or a child is competing with a named goal.
How long retirement savings may last
How Long Before I Go Broke is the year-by-year outlook. How much and When are the inverses. 67 vs 70 and later-life housing sit beside that plan.
Stay home vs CCRC vs nursing
Later-life housing is its own calculator. It belongs with retirement, and it still cross-links from the Home journey.